We all expect to receive a State Pension when we retire but with so many changes to it in recent years, many people have started to question whether they'll get one at all.
If anything, it's become more complicated certainly for those approaching their State Pension age. Will they get full new State Pension of £155.65 per week? what if you were contracted-out in the past?
The quickest way to find out what you'll get and how you can top it up is to check your State Pension here: https://www.gov.uk/check-state-pension
I am due to receive my state pension in May 2017. I have been given a pension forecast of £121.89 per week, around £34 less than the new state pension. I worked for the Civil Service for over 37 years and as a consequence my National Insurance status was contracted out for many years. As I had no option but to pay contracted out NI contributions at the time, should I have the option of paying the difference between what I actually paid and the higher contracted-in amount?