So what is Bitcoin all about and should I buy it?  

That is the question asked to me this week (quickly followed up by the statement - but look Harry Redknapp, and loads of others are buying it and telling everyone else to).

Well, basically, it is a digital currency, stored on the cloud, and can be traded. So if you are lost already, it is probably best to steer well clear.

But hang on I hear you say, the price has rocketed from $1000 on 1st January 2017 to over $5000 today - surely that is a great investment?

Yes - it would have been a very good investment, IF you timed it right, and IF you could sell at the right time, and IF you knew you had no chance of losing your money, and IF you could read the future.

As with any quickly growing investment, there are those who have been fortunate and been lucky with their timing (and that is what market timing is - pure  luck).  There is no failsafe way of predicting any market, and although there are stories of people who sold everything they had to invest into a particular venture, then made millions, by the same token, there are many people who had the flip side of that good fortune and ended up broke.

Whatever financial path you choose, it should be underpinned by robust research, a well thought out plan, and knowing when enough is enough. More-over, it ought to be consistent with that which is most important to you and your life, it is not a sprint to the finishing line.

If you want to know more, read the attached article from The Telegraph.

If the pursuit of 'more' for the sake of it floats your boat, well that is fine, but do remember what happened to the 'Unsinkable Titanic'.

Just be careful out there, there is no need to always follow the herd.

Together we can bring some Serenity to your life